Under the Lash by Carolyn Faulkner

Embarrassed by what she'd seen transpire between her mother and stepfather, Cassandra recklessly dashes out into the night. When she spies a pirate ship at anchor, and a swarm of pirates scurrying on the beach like rats in the dark, she hastens to warn the island's residents by ringing the church bell. Strong arms grab her, tossing her over a shoulder as the Pirate captain hauls her back to his ship and his cabin, where she will learn more intimately what it means to be disciplined and thoroughly loved by a man.

Anjel had assumed the little chit dressed in faded garments to be nothing more than a common trollop. He is unnerved to discover that she had been a virgin. Still, she is his to do with as he pleases, and it pleases him greatly to punish her while bringing her to new heights of desire. Only when she is gravely injured does he realize just how much she has come to mean to him, but by then it could be too late… will she ever forgive him?